Financing for startups and small businesses

Loans, grants and investor money, and the plan that gets you approved

We work with businesses earning under $10 million a year and with founders raising their first rounds. We find the programs and investors that fit, then write the business plan, financial model or pitch they'll judge you on.

Built for Revenue under $10M a year Canada and the US Startups, idea to seed
Two kinds of money

Which describes you?

An established business usually borrows or applies for a grant. A startup usually sells a share to investors. The work is different, so pick your side.

Loans and grants for small businesses

Governments lend or give money to businesses like yours every year, but each program has its own rules, forms and deadlines. We match you to the ones you qualify for and prepare what they ask for.

  • Government-backed loansCSBFP in Canada, SBA 7(a) in the US

    Your bank makes the loan and the government guarantees most of it, so banks say yes to businesses they would otherwise turn down. Canada's program is for businesses with revenue of $10 million or less a year. Common uses are equipment, renovations and a second location.

  • GrantsMoney you don't pay back

    Grants usually pay for one specific thing, such as hiring, training, exporting or starting up, and often cover only part of the cost. Use the funding finder below to filter by region, amount and use.

  • Business plans and financial modelsWhat the lender actually reads
    • Market and competitor sections built from data the lender can check
    • Three years of projections, with every assumption written out
    • A cash-flow forecast that shows how the loan gets repaid
    • Written for its reader: a bank, a grant officer, an investor or an immigration officer
Recent work, name removed

A restaurant borrowing for its second location

A Persian restaurant in North York planned a second site funded by a loan of about $300,000 under Canada's Small Business Financing Program. We ran the site study and the growth plan together, so the location and the loan application tell the same story.

The lender sees where the money goes, why that site, and how the new location pays it back.

Not sure what you qualify for?

Tell us your province or state, what the money is for and roughly how much you need. We'll reply with the programs worth applying to.

Ask us

Funding finder

Every grant and loan program we track, in one place

Set your filters and the board updates as you go. Deadlines count down, and each card opens a full page on that program: who qualifies, how much, and how to apply.

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$0Combined maximum funding
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Amounts, deadlines and rules change as governments open and close rounds. A struck-through date means this year's deadline has passed; most of those programs reopen the next cycle, and we keep watching them. This page is a guide, not legal or financial advice. Always confirm details on the official program site linked from each program page.

Found a program you like?

We can check whether you qualify and prepare the plan, projections and forms it asks for.

Get help applying